Where you can learn to take control of your lifestyle!

Early Retirement- What does it mean? Part 2

by JOB on January 26, 2012

Now that we have a better understanding of early retirement, it is clear that retirement age is meaningless. With a lifestyle that you design, there will always be changes in what you do but you never retire. You just follow the design whether you are 21 or 72.


 Early Retirement  What does it mean?  Part 2

It's never too soon to start thinking about early retirement

Since retirement is a term tied to jobs for life and dependency about the only way the term early retirement makes sense these days is to define the time you transition from job dependency to independence. It marks the time when you take control of your income and your lifestyle. It means managing working for others, generating income and fulfilling activities. It means life balance. It means becoming job optional.

This isn’t so complicated as it seems. The problem for most people is that their whole lives they have been taught dependency. Education has been corrupted from teaching life skills and critical thinking to vocational training and how to be a good employee. These days, hardly anyone knows a business owner or thinks about becoming one and the ideal job is a safe government job with health benefits. Planning your own lifestyle is an alien concept.

We all need remedial training if we are to overcome this early conditioning. Society doesn’t help and family and friends will try to talk you out of throwing your life away. But the truth is that almost everybody is living in a dream. People don’t want to step out on their own. They still want to believe that jobs are the answer in spite of the reality that the industrial age and the dependent lifestyle are gone.

What Job Optional Blog believes is that more people need to embrace the concept of early retirement, design their perfect day and use lifestyle design to make it happen. It isn’t retirement from working to a life of doing nothing. It means retiring from job dependence where somebody else decides what you are worth and how much of your time you control to the lifestyle you want. It means deciding how much money you need and how much time to allocate to your activities.

You will hear the term early retirement often here at Job Optional Blog but don’t forget what we mean by the term. It doesn’t mean that you stop working. It means that you take control and make the lifestyle you want happen.



Where you can learn to take control of your lifestyle!

Early Retirement- what does it mean? Part 1

by JOB on January 23, 2012

What does it mean to retire early? Is there a ‘right’ retirement age? The truth is that we’ve all been brainwashed.

 Early Retirement  what does it mean? Part 1

Retirement age? When is that?

Let’s be brutally honest here. Retirement is an artificial milestone produced by the industrial age notion of a ‘job’ where you work for an employer for 45 years in return for money when you retire. That world doesn’t exist any more (except for the government). These days, a job will not determine when you stop working and how much money you have when you stop any more.

If you believe that retirement means that you leave your job at age 65 and receive a pension for the rest of your life then you don’t get it. The defined benefit pension plan is dead for most people and dying for the rest. Nobody is taking care of your future and nobody is telling you when to stop working. This is good news and bad news.

It is bad news if you expect somebody to take care of you at age 65 or whatever age you think means retirement. But it is good news if you are prepared to take control of your life, design your lifestyle and live the way you want to live. When you design your lifestyle, retirement is irrelevant and there is no retirement age.

If you have a job now, early retirement might mean replacing the income from your job and regaining control over that block of time. The income replacement will probably take some time but if you plan well it will take less time than a job and leave more time for other activities. You have retired from your full time job but not from spending some time generating income. You haven’t stopped working but you have improved your lifestyle.

So at Job Optional Blog, when we speak about early retirement, it is code for managing your lifestyle and improving it. It means eliminating dependence on a job to support your lifestyle and it is done by making some serious decisions about how you want to live, making a plan to make it happen and then taking action. It isn’t retirement as our culture defines it. It is something better and it is the way people were meant to live by taking control of their lives and living the life they want. It is rejecting dependency.

Come back on Thursday for part 2.


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